Wills, powers of attorney and help when someone dies
Fixed fees, plain English, and a friendly video call with Mike Hardy. Serving Tunbridge Wells, Sevenoaks, Tonbridge and families across Kent. Choose the door that fits where you are today.
Free first chat · Fixed fees · By video call
PLANNING AHEAD
Put your affairs in order, properly
A will, powers of attorney and, where it helps, a trust. Written by someone who also understands your pension and your inheritance tax position.
Single, mirror and trust wills
Lasting Powers of Attorney
Protecting a family home
Inheritance tax, including pensions from April 2027
Fixed fees from £375. Free first chat.
SOMEONE HAS DIED
You don't have to sort this out alone
If you are an executor, or the person left to deal with everything, I can take the whole job off your hands or guide you through it step by step. No rush, no jargon.
What to do first, and what can wait
Valuing the estate and the HMRC forms
Getting the grant of probate
Paying what's owed and sharing out the estate
Or call Mike on 01892 320449. Fee agreed before anything starts.
Wills & family trusts
Single, mirror and trust wills, written by me and explained in plain English. Trusts to protect the family home or family money where they really help. Fixed fees from £395.
Lasting Powers of Attorney
Choose now who can deal with your money and your care if one day you can't. Two documents: one for property and finances, one for health and welfare. Fixed fees from £375.
Probate & estate administration
When someone has died, I can run the whole estate from the first phone call to the final payment, or guide you through it yourself. One person to talk to throughout. Fixed fee agreed at the start.
Hello, I'm Mike
I write wills and powers of attorney, and I help executors when someone has died. I've advised families in Tunbridge Wells and across Kent for over thirty years, most of that as a regulated financial planner looking after their pensions and investments.
That matters more than it sounds. A will on its own doesn't deal with your pension, and from April 2027 unused pensions are expected to count for inheritance tax. Most will-writers don't know what you've got or how it's taxed. I do, because I've spent my career on exactly that, so your will, your powers of attorney and your pension nominations get planned as one thing.
We meet by video call, at a time that suits you. I explain everything in plain English, and I tell you the fee before any work starts, so there are no surprises. If you'd rather meet in person, just ask.
Investment, pension and insurance advice is given separately by Abacus Advice Ltd, which is authorised and regulated by the Financial Conduct Authority.
Why your pension and your will need to talk to each other
For years, money left in a pension passed to your family outside inheritance tax. From 6 April 2027 that changes: unused pensions are expected to count as part of your estate. For a family with a house in Tunbridge Wells and a pension pot, that can be the difference between paying no inheritance tax and paying a great deal.
A will written on its own can't fix this. Your pension isn't controlled by your will at all; it passes under a separate nomination form, and the two are often out of step. The right answer usually means looking at the will, the pension nominations, who owns the house and how, and any trusts, together. That is the work I've done for families for over thirty years. When I write your will, I look at the whole picture, not just the document.
Pension, investment and inheritance tax advice is given separately by Abacus Advice Ltd, authorised and regulated by the Financial Conduct Authority (FRN 402725).
Wills, powers of attorney and help when someone dies
Start with a conversation, not a form
Book a free, short video call. We'll talk about what you need, I'll tell you what it would cost, and you decide in your own time. No obligation, and no follow-up calls unless you ask for them.
Prefer to talk? Call Mike on 01892 320449 or email mike@abacuswills.co.uk
Already booked? Fill in our short form before we meet
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